unsecured-instant-business-loan

25-67 years old 

For > Rs. 10L, GST Turnover > 2cr** 

Established for a minimum of 2 years 

Business profitable for 2+ years 

CIBIL score should be 680 or higher

No LIVE Overdraft facility    

Office set up with name board 

6 months bank statement*** 

On-time GST3RB and GSTR1 filings   

Active and regular GST for more than Rs. 5 Lacs* 

Current Account Bank Statement for the Last 6 Months

The entity name on the bank statement should match the name on the business proof submitted.

 The business owner's name on the bank statement should match the name on the business proof submitted.

Business Proof Documents

1. GST Form

2.1. If the GST Form is >= 24 months old, either an Udyam Registration Certificate (URC) or any 1 of the following documents needs to be submitted:

• FSSAI
• Shop Act License
• Medical Council of India
• ICAI – Certificate of Practice
• ICSI – Certificate of Practice
• Import Export License

2.2: If the GST Form is less than 24 months old, then URC is mandatory

1. Udyam Registration Certificate (URC)

2.1. If the Udyam Registration Certificate is less than 24 months old, any one of the following documents needs to be submitted:

• FSSAI
• Shop Act License
• Medical Council of India
• ICAI – Certificate of Practice
• ICSI – Certificate of Practice
• Import Export License

Note: The issued date of the document chosen from this list should be >= to 24 month

KYC Document

• Aadhaar Card
• PAN Card

• Aadhaar Card
• PAN Card